For additional information regarding business interruption claims, contact our team for a confidential consultation by completing the form below or call 1.800.768.4026.
COVID-19 Business Interruption Claims
If your insurer denies your business interruption claim and you face economic losses, litigation may help you force your insurance company to honor wrongfully denied claims. Several states are also considering legislation to protect vulnerable businesses.
Motley Rice strives to use the judicial system to right wrongs inflicted against people, communities and businesses. With more than 100 attorneys and hundreds of support staff and offices, we have the manpower, resources and experience needed to investigate and litigate against corporate giants, like global insurance companies that refuse to honor their agreement to help businesses during unexpected closures.
If your business suffered monetary losses due to COVID-19 and your insurance company refuses to pay under the terms of your policy, you, like thousands of other similarly situated business owners, may have a legal claim. For more information or to discuss a potential claim, contact John Baden by email or call 1.800.768.4026.
Insurers may deny business interruption claims for a number of reasons, but some insurers have specifically cited the COVID-19 pandemic, stating property damage or other policy requirements were not met.
Our attorneys are reviewing business interruption claims for businesses with multiple locations, such as:
- Restaurant groups
- Medical offices
- Fitness centers
- Rental agencies
We are also reviewing potential claims for single location, high revenue businesses.
Our experience fighting for businesses and insurance policyholders
As one of the nation’s largest plaintiffs’ law firms, Motley Rice has extensive experience helping businesses and communities recover from economic hardships caused by unexpected, devastating events. Motley Rice co-founder Joe Rice was one of the co-lead negotiators for the BP Economic and Property Damages Settlement, the largest civil class action settlement in U.S. history, which compensated businesses and others who suffered monetary losses and property damage, including lost profits, property sales and growth potential, stemming from the Deepwater Horizon oil rig explosion. Our attorneys also represented thousands of people and businesses, large and small, in lawsuits against BP over the spill and during the settlement claims process. Our clients included, among others, restaurants, car dealerships, franchisees, developers, real estate companies, doctors, dentists, gyms and other fitness service providers.
In addition to handling business interruption claims, our attorneys are litigating against Cigna and investigating other global insurance providers accused of violating their plans and policies by fraudulently inflating copayments, coinsurance, deductibles and other costs for home-patient services and medical products. Read more on that litigation.
To be represented by Motley Rice:
- You must have business interruption coverage. If you are unsure, we can help you determine if the terms of your policy should cover your losses associated with COVID-19.
- You must be willing to file or have filed a claim with your insurer.
Items needed to pursue a claim:
- Copy of complete insurance policy
- Date business closed to the public or date of civil notice for jurisdiction
- Description of any curbside, carry-out, delivery, or online sales
- 2019 to current monthly financials
- If you have put your carrier on notice, a copy of the letter as well as denial letter if you have received one from your carrier.
The Washington Post (May 19, 2020): Restaurants are suing insurance companies over unpaid claims — and both sides say their survival is at stake
Reuters (April 29, 2020): U.S. insurers want taxpayers to back pandemic coverage for businesses
Claims Journal (April 16, 2020): More States Introduce COVID-19 Business-Interruption Bills